305.682.1414

Aventura Dental Arts

Financial Policy

We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at 305.682.1414. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

Methods of Payment

  • Cash
  • Check
  • Debit Card
  • Credit Card (MasterCard, Visa, Discover and American Express)
  • Healthcare finance (application available) or any 3rd party financing
  • Dental Insurance (described below)

Choices of Payment

  • Pay As You Go:
    For simple procedures or routine maintenance, payment is due on the day of treatment.
  • **Prepay Courtesy 6% (for fees over $4,500):
    For those wishing to decrease the overall cost of care, a prepayment courtesy of 6% is available when
    the total *Estimated Treatment Plan is paid in full by cash, check or money order on or before the first treatment visit (5% courtesy is available for payment in full via credit card).
  • **Courtesy for Two Payments 4% (for long term treatment only):
    A 4% courtesy is available when the total patient obligation is divided as follows: 50% due prior to the first treatment visit, with the remaining balance, to be scheduled in advance of the completion of treatment.
    Note: Balance payments may be written at the initiation of treatment and “post-dated” for the prearranged date.
    Our guarantee: If a post-dated payment is deposited prior to the date on the face of the check (or credit card slip) we will credit your account for an amount equal and in addition to that payment.
  • **Healthcare finance (for fees over $2,500):
    With fast approval over the phone from selected healthcare financial institutions, you can have lower payments and spread them over a longer period of time. These companies specialize exclusively in helping patients with larger dental cases to do the treatment they want. We will assist you in contacting them from our office.

    * We will make every effort to have the initial estimated treatment plan as accurate as possible however during the course of treatment some variations may occur. Some of the planned procedures may not be required, resulting in a refund to you, or there may be additional unanticipated procedures needed. In the event that actual treatment changes from the estimated treatment plan you will be advised at that time and the overall fee will be adjusted accordingly. (For those electing to receive the prepay courtesy the same courtesy will apply to any of these additional charges.)

    **Not applicable for reduced fee dental plans

Insurance

It is our pleasure to assist you in maximizing your insurance benefits by completing your claim forms. We will need you to bring us a copy of your benefit booklet if you would like help in interpreting your benefits. If your carrier is up to date (in over 90% of the cases), the claims will be transmitted via computer modem before the end of the treatment day. Your estimated co-payment is expected at the time of service. Please remember that this is only an estimate based on the information available to us. After insurance reconciliation any overpayment on your part will be credited or refunded to you and any unpaid balance will be due by you upon receipt of our statement.

The range of benefits varies from policy to policy. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range.

Some plans base the amount of benefits on a schedule of fees arbitrarily developed by insurance companies referred to as a UCR fee schedule. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means no more than 80% of the fee arbitrarily determined by the insurance company and may not be the actual fee charged by our office.

The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can. Once your carrier has paid the claim, any difference will be due by you upon receipt of our statement. If for any reason, we have not received your insurance carrier’s payment 90 days after the claim, the remaining balance will be due and payable by you, and subject to 18% APR.

Please print and sign our Financial Policy.

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As Cosmetic dentists serving the Aventura, FL area, Drs. Grillo, Gale and Associates can treat your dental needs. General dentistry in Aventura, FL has never been better.